For individuals

You Think You're Covered. You Might
Not Be.

You Think You're
Covered. You Might
Not Be.

You Think You're Covered.
You Might
Not Be.

Most homeowners don't fully understand their insurance. Litmus helps you see what you actually have, and what you don't.

Schedule Demo

There's a Gap Between
What You Think and Reality

From Episodic Reviews to Continuous Intelligence

70%

of homeowners rely on someone else to ensure they're properly covered

of homeowners rely on someone else

to ensure they're properly covered

50%

don't fully understand
their policy details

89%

believe they have enough coverage

Based on consumer research

Most people assume their insurance is "handled" — but that assumption is often wrong

Most people assume their insurance
is "handled" — but that assumption
is often wrong

Most people assume their insurance
is "handled" — but
that assumption
is often wrong

Why This Happens

Policies are complex

Coverage is fragmented

Insurance remains fragmented, opaque, and under-analyzed

Insurance remains fragmented, opaque, and under-analyzed

Life changes faster than insurance

Clients don’t fully understand
what they own

Life changes faster than insurance

No one is actively managing your risk

No one is actively managing your risk

What This Means for You

What This Means
for You

You may be underinsured without knowing it

Your coverage may
not match your assets

Insurance remains fragmented, opaque, and under-analyzed

Gaps only show up when something goes wrong

Clients don’t fully understand
what they own

Gaps only show up when something goes wrong

Small issues  can become large  financial losses

Litmus Shows You
the Full Picture

A simple, clear view of everything you own

and everything protecting it

All policies in one place

Protect your wealth and assets with clarity and confidence

Clear coverage breakdown

Enhance your benefits package and business continuity

Identified gaps

Level up your advisory services with comprehensive risk management

Make Better Decisions With Clarity

Make Better
Decisions
With Clarity

Know what is
actually covered

Understand
your real risks

Avoid costly
surprises

Feel confident
in your protection

Add

My Claims

Contact Advisor

David C.

Asset Value

$9,983,990.65

23,56%

Home

Auto

Valuables

Surrender Value

Coverage Delta

$1,761,607.65

23,56%

Reviewing coverage limits

Yearly Premium

$84,420.00

/ year

Premium as % of coverage: 11.06%

My Policies

Filter

Sort By

My Assets

Assets Value

$3,061,607.65

Asset Coverage

$3,061,607.65

Coverage Gap

$1,607.65

Premium

$3450.57

Auto

statefarm

$3,061,607.65

$1,607.65

$3450.57

Classic Car

allstate

$3,061,607.65

$1,607.65

$3450.57

Classic Car

GEICO

$3,061,607.65

$1,607.65

$3450.57

Auto

statefarm

$3,061,607.65

$1,607.65

$3450.57

Classic Car

allstate

$3,061,607.65

$1,607.65

$3450.57

Classic Car

GEICO

$3,061,607.65

$1,607.65

$3450.57

Liability Insurance

Liability Limit

$3,061,607.65

Insured Limit

$1,607.65

Premium

$3450.57

Lifestyle

Liability Limit

$3,061,607.65

Insured Limit

$1,607.65

Premium

$3450.57

Life & Legacy

Cash Value

$3,061,607.65

Death Benefit

$1,607.65

Premium

$3450.57

Assistant

What can I do with my policy?

You can view coverage details, check if you're under- or over-insured, see AI insights, link new assets, or ask me to summarize your policy in simple terms.